At Scott Title Services, we realize that buying or selling a home is a complex and stressful process with many moving parts and issues that need to be resolved, documented and filed before the transaction can take place. We work with you to ensure the settlement process (also called the closing process) goes as smoothly as possible. Our experts scrutinize every step and aspect of your transaction, from the investigation of the title to document preparation to the final closing, so that you can focus on the big picture. Let us sweat the details.
Our New Jersey Settlement Services
Settlement experts from Scott Title Services will seamlessly integrate into your real estate team by working with your lender, real estate agent and yourself to guarantee that the transaction is both successful and as stress free as possible. We coordinate everything to ensure that your interests and rights are protected during the entire closing process and beyond.
We rigorously examine all possible sources in order to determine the status of the property and ensure it is clear of potential stumbling blocks like liens, lawsuits, easements, mortgages and other issues or restrictions. If issues do arise during the title search we will aim to resolve them and will also perform a property survey if necessary.
Once any problems that come up during the title search are attended to, we will provide title insurance to protect you from any possible issues the search may have missed. Both you and your lender will be insulated from any potentially harmful title related complications as the closing draws near.
Preparation of Documents
We will work with the rest of your real estate team to ensure all necessary paperwork is organized in preparation for the closing. Our experts make sure to stay up to date on local real estate laws so that all prepared documents are compliant and the transaction is ready to proceed.
Scheduling the Settlement
Once documents are finalized, we work with all active parties to coordinate a time and place for the closing. All checks, deeds, affidavits and other key letters and documents are handled and organized by us so the exchange can proceed smoothly.
On closing day we will act as a neutral third party to ensure the transaction goes as planned. Our experts will carefully examine all relevant documents and signings to confirm everything legitimate and correct. Scott Title will also collects funds, hold them in escrow and disburse them promptly.
Filing & Recording
After the closing, our job is not finished. We will handle the task of filing the deed and all the necessary documents with the county courthouse and making certain everything is properly recorded.
Scott Title Services has conducted thorough and careful title searches, document prep work and closings in New Jersey for more than 20 years from our office in Red Bank, NJ. When you come to us, you are getting expert and honest guidance throughout every step of the settlement process. Our job is to handle all the complexities of real estate transactions while ensuring your interests and rights are protected.
Commonly Asked Questions About Settlement Services and the Closing Process
We get a lot of questions from our New Jersey clients about Settlement Services and the Closing Process. Here are some common questions we are asked:
- What is a title company settlement fee?
- What are the steps of the NJ home closing process?
- What to do after you close on a house
- How long is the closing process in NJ?
- Who pays the title settlement fee?
- Who pays closing costs on a cash sale?
- Are there closing costs with a cash offer?